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FOR A COMPETETIVE QUOTATION FILL IN THE ONLINE FORM OR |
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Core Covers Professional Indemnity Insurance (Errors & Omissions) Cover provides protection for negligent advice or a service provided by you and is designed to safeguard you against claims made by clients for any resulting financial loss. Extensions under the section include libel and slander and loss of documents including training records. The One Solution policy has a standard extension indemnifying you for the errors and omissions of self-employed sub-contractors (associates). Many other policies do not include this important extension. The standard limit of indemnity is £100,000. Public / Products Liability Insurance protection for your legal liabilities in respect of damages and costs following accidental bodily injury to members of the public (including trainees) or accidental damage to third party property. The sale of first aid products and supplies is covered under the policy as standard. The policy can be extended to include cover for first aiders providing event cover. The standard limit of indemnity is £5,000,000. Training Aids & Business Equipment whilst away from your Premises This section covers items such as laptops, projectors, training manikins etc. The standard sum insured is £1,500 and higher limits are available if required. The excess is £100. Typical Premium The premiums are primarily calculated on estimated turnover. For a first aid training business with an annual turnover of £50,000 or less the premium would be £180 for the above covers.
Optional Covers Available under the Policy:-.
Employers Liability Insurance protection for your legal liabilities in respect of damages and costs following injury to employees. Businesses have a statutory requirement to have Employers Liability Insurance to comply with the Employers Liability (Compulsory Insurance) Regulations. The definition of an employee, under the regulations, is extremely wide and is not restricted to employees under a contract of service. The definition of employee under the One Solution policy automatically extends to include any labour-only sub-contractor or associate. Legal Expenses The limit is £50,000 for each individual claim with an aggregate limit of £500,000. The policy offers:-
The other covers available under the policy are.
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Arranged by Marchant McKechnie Insurance Brokers in association with Brit Insurance